You may believe you don’t need health insurance because you’re young and healthy. Yet, having health insurance is now very necessary, and going without it would be very foolish. A straightforward leg fracture might cause difficulties and cost you a lakh of rupees in additional expenses! Three days in the hospital can cost more than INR 90,000. So, you must have health insurance at all costs, and every type of medical insurance is worthwhile. *
Why is health insurance worth it?
- Health insurance safeguards your budget
If you want to protect your finances, health insurance is also crucial. As was already established, even straightforward medical procedures can be very expensive. Hence, if you need long-term medical care but lack health insurance, you’ll find yourself in financial trouble. These days, there is a big issue with health inflation, which can make paying for medicine one of the most expensive expenses we have to make. Invest in a quality health insurance plan to protect your savings. Let your insurance company pay the bill if you need to spend money on medical care. * ##
- Your health is protected by health insurance.
The most obvious advantage of health insurance is this one. It safeguards your health in every manner conceivable. You won’t think twice about getting admitted to the city’s top hospital if you ever need medical care due to an illness or an accident. You might not be able to afford that hospital without health insurance, which would prevent you from taking advantage of the greatest medical facilities. Yet, if you have health insurance, you may rest easy knowing that you will always obtain the best possible medical care.
- Access to health insurance is simple
Not least, among other things, health insurance is widely and easily accessible. There are several possibilities available if your household is basic and you are generally healthy. Online health insurance comparison is quite simple, and when you compare health insurance plans, you may locate the finest plans at the lowest prices. ## In just a few minutes, find your ideal cover and purchase it online. *
You can see how important health insurance is to our modern life after considering all the arguments mentioned above.
- Personalised health insurance is available
The ability to personalise your coverage is yet another fantastic benefit of having health insurance. You can choose an insured amount based on your needs. You can pick the riders you think would be most useful to you. The deductibles are movable. These elements give health insurance flexibility, and you end up paying for customised mediclaim coverage.
- When you’re young, health insurance is inexpensive.
At a monthly subscription of about INR 800, a healthy 27-year-old can obtain health insurance coverage worth INR 1 Cr. This is less expensive than eating at a fast food restaurant! Although it is inexpensive to purchase, health insurance has advantages that are far more priceless. Avoid skipping out on health insurance since you can remain protected at a very minimal cost. Although the cost of the premium increases with age, the coverage it offers keeps it at par. A health insurance premium calculator is a tool you may use online to determine the amount of coverage required based on your needs. *
Avoid the error of undervaluing health insurance. If you have enough money in the bank, you might believe that you can cover all of your medical expenses. But would you want your money balance to get wiped away simply after one hospital stay when you can secure it by paying merely a few thousand rupees a month? Possibly not, which is why you must immediately purchase the greatest health insurance plan. * ##
* Standard T&C Apply
## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.